The banking infrastructure is bleeding, losing the game to cellphones' fintech in the World. Global rural population: ≈ 3.4 billion. Daily volume bypassing banks: 1.02 billion × $5 ≈ US $5.1 billion. Annual transfer fee revenue forfeited: 10% × 1.86 trillion ≈ US $186 billion.

https://pchelosharing.ru/In November we wrote about how to “digitize” an apiary and turn it into “bee sharing”. In this article, its author, Artem Zharov, talks about the economics of the project and the change in business model. https://pchelosharing.ru/By Artem Zharov Founder and designer of BeeSharing and BeeSharing/GiftBees in the hiveActually, the figure of 40 kopecks per year is not entirely accurate. To begin …

By Vladislav Vorkel Product designer at Yandex.Founder of the service for finding internships: https://t.me/Intern_Sheep.Author’s blog: https://t.me/designvorkelMy internship search product currently has over 300 paying users, and it generates a monthly income equivalent to the salary of an average IT professional. I dreamed of creating a product that people would use, even if just a couple of them.Hello, I’m Vlad Workel, …

Author: Alexey PodkletnovIf you, a respected Russian Apple user, do not want to switch to Android, carry cards or stick stickers on your favorite gadget, then there is only one way out – to pay via QR. In some countries, it is through “quaring” that most transactions take place. Today we will analyze how QR payments work and why their …

Once a Korean girl decided to cook semiconductor on her kitchen. This is half scientific, half PR story. Al least she became popular trying to explain the magnetic levitation this cooked material had.

Domination… Generative AI and ChatGPT have taken the AI debate to the next level, capturing the attention of entrepreneurs and heads of state alike. Business leaders and top management need to keep abreast of trends and applications of generative AI in order to create a compelling strategic investment case.Total domination with AI. Strategy, neural network tools and ChatGPT 71Hello! My …

By Pavel KomarovskyI write interesting things about finance at t.me/RationalAnswerThe text is posted with the permission of the author.The original material is here.In this article, we will tell you about the most important features implemented in ChatGPT over the last six months (the most powerful neural network in the world). Additionally, we will discuss the vision of the future shared …