The banking infrastructure is bleeding, losing the game to cellphones' fintech in the World. Global rural population: ≈ 3.4 billion. Daily volume bypassing banks: 1.02 billion × $5 ≈ US $5.1 billion. Annual transfer fee revenue forfeited: 10% × 1.86 trillion ≈ US $186 billion.

https://pchelosharing.ru/In November we wrote about how to “digitize” an apiary and turn it into “bee sharing”. In this article, its author, Artem Zharov, talks about the economics of the project and the change in business model. https://pchelosharing.ru/By Artem Zharov Founder and designer of BeeSharing and BeeSharing/GiftBees in the hiveActually, the figure of 40 kopecks per year is not entirely accurate. To begin …

By Yaroslav RadinskyCEO at RASA.pro tg – @radinskiyThe text is published with the permission of the author.Link to original text is here.I’ll tell you why we hired such an employee and what came out of it. About the battle with headhunters, resourceful pimps, and unconventional team-building.How we looked for a GO-GO dancer for our IT company 49..In the photo: Kristina …

By Vladislav Vorkel Product designer at Yandex.Founder of the service for finding internships: https://t.me/Intern_Sheep.Author’s blog: https://t.me/designvorkelMy internship search product currently has over 300 paying users, and it generates a monthly income equivalent to the salary of an average IT professional. I dreamed of creating a product that people would use, even if just a couple of them.Hello, I’m Vlad Workel, …

By Finder.workhttps://finder.work – a service for finding vacancies and employees for remote work. Our telegram channel https://t.me/theyseekuFinder.work has collected unusual solutions from around the world.Beyond the bounds of reason: 7 most extraordinary office spaces 108…Sima Land office spaceThe office of the Russian online store Sima-Land features golden plasterwork, large chandeliers, paintings in ornate frames, and intricately painted ceilings. What do …

By Lev KlebanovI am developing a housing search service https://homebro.ru The text is published with the permission of the author.The original text is here.My eye twitched when I tried to find an apartment for my parents. No longer: I have launched the HomeBro website, which searches for apartments on all the top real estate listing sites. All property offers on …

By Rostislav DuginTG: @rostislav_duginhttps://click-chat.ru/The text is published with the permission of the author.The original is here. The article about how I almost missed the “boom” of ChatGPT but gained access to it and made money (and continue to earn). The project itself is currently declining, but I’ll discuss that at the end.How I earned 500,000 by making access to ChatGPT. …

By Pavel KomarovskyI write interesting things about finance at t.me/RationalAnswerThe text is posted with the permission of the author.The original material is here.In this article, we will tell you about the most important features implemented in ChatGPT over the last six months (the most powerful neural network in the world). Additionally, we will discuss the vision of the future shared …